Early Intervention and ABA in Tennessee
Get your child under 3 help fast through Tennessee's Part C, no autism diagnosis needed.
Start Here: Part C Beats Insurance
If your child is under 3 and you suspect autism, Tennessee's Part C early intervention program is your fastest door. It is federally required in every state, and you do not need an autism diagnosis to request an evaluation. That means you can start the process today, while you are still waiting on a diagnostic appointment or an insurance decision.
Part C and insurance-funded ABA are separate systems. You can use them in sequence or together. Many families start with Part C for immediate support, then layer in ABA once an autism diagnosis and insurance coverage are in place.
How to Request an Evaluation
In Tennessee, Part C is run by the state's early intervention system. To start, you need to make a written request for an evaluation. You can do this by contacting your regional early intervention office or your local school district's special education department. Ask for the 'child find' contact if you are not sure who to call.
Your request should include your child's name, date of birth, and your contact information. You do not need a doctor's referral or a diagnosis. Once you request, the state has 45 days to complete the evaluation and hold the first IFSP meeting if your child qualifies.
What an IFSP Is and What It Covers
If your child qualifies, you will work with a team to create an Individualized Family Service Plan (IFSP). This is a written plan that lists your child's developmental goals and the services that will help meet them. It is reviewed every six months and updated at least once a year.
Services are delivered where your child naturally spends time: at home, in a daycare, or in a community setting like a park or library. Common services include speech therapy, occupational therapy, physical therapy, and developmental intervention. ABA is not typically a Part C service, but the plan can include strategies that support your child's behavior and communication.
Cost: Free or Sliding Scale
Part C services are either free or offered on a sliding scale based on your income. Federal law requires that services cannot be denied because a family cannot pay. In Tennessee, you will be asked for insurance information, but you will not be charged for the evaluation or for services that are not covered by your insurance.
Some states charge a family fee for certain services, but Tennessee does not have a mandatory fee. If you are concerned about cost, ask your service coordinator about the sliding scale and what documentation you need to provide.
Transition at Age 3
Part C ends on your child's third birthday. At least 90 days before that, your service coordinator will help you plan the transition. Your child may be eligible for special education services through your local school district under Part B of IDEA.
The school district will conduct its own evaluation to determine eligibility. If your child qualifies, they will get an Individualized Education Program (IEP) that spells out services in a school or preschool setting. This is a different process from Part C, and you will need to start it separately.
ABA Through Insurance: What to Know
If you want ABA therapy, insurance is the main route. Tennessee has an autism insurance mandate, but it only applies to fully insured plans. If you get insurance through a large employer, your plan may be self-funded and exempt from state mandates under ERISA. Many self-funded plans still cover ABA, but you need to check.
Ask your insurer these exact questions: 'Does my plan cover applied behavior analysis for autism?', 'Is there a dollar cap or hour limit per year?', and 'Do I need a prior authorization or a referral?' Get the answers in writing. Limits vary by plan, so do not rely on what a friend's plan covers.
ABA Providers in Tennessee
When you are ready for ABA, you have options. Our directory lists ABA agencies across the counties we cover. The largest concentrations are in Davidson County, Shelby County, and Williamson County.
You can search by county to find providers near you. Call a few and ask about waitlists, staff qualifications, and whether they accept your insurance. Many families start with Part C while they are on an ABA waitlist.
Tennessee listings right now
309 ABA agencies across 45 Tennessee counties.